Customer and business risk
Structured risk profiles for individuals and businesses with review triggers and documentation.
Compliance technology & advisory
AML compliance that works in the real world
Peak AML combines practical compliance technology with experienced advisory support for money-service businesses, financial institutions, and fintech companies.
Customer risk, transaction monitoring, investigations, regulatory reporting, training, and compliance oversight in one platform.
Platform
Structured workflows for regulated operations
Configurable modules for risk, monitoring, investigations, and documentation — with clear availability status for each capability.
KYC and beneficial ownership
Collect, verify, and maintain customer identification and ownership information.
Transaction monitoring
Rule-based and scenario-driven monitoring designed for MSB and payment activity patterns.
Alert and case management
Investigate alerts with structured notes, attachments, and approval steps.
Regulatory reporting workflows
Support CTR and SAR preparation with documentation — filing remains the customer's responsibility.
CTR and SAR tracking
Track reporting obligations, statuses, and related case documentation.
Services
Advisory support when you need experienced guidance
Program design, reviews, remediation, training, and ongoing compliance advisory — not legal services.
AML program development
Build or refresh written AML programs aligned to your products, locations, and regulatory expectations.
Enterprise-wide risk assessments
Structured assessments of products, customers, geographies, and channels with documented mitigation plans.
Independent AML reviews
Objective review of program design, monitoring effectiveness, and documentation readiness.
Transaction-monitoring design
Scenario design, threshold tuning guidance, and alert routing aligned to your transaction patterns.
Industries
Built for operational compliance teams
Practical support for MSBs, payment companies, and other regulated financial businesses.
Currency exchanges and banknote dealers
Walk-in and wholesale currency operations with complex customer types, large cash volumes, and location-based oversight needs.
Money transmitters
Domestic and cross-border payment flows requiring structured KYC, corridor risk, and agent oversight.
Check cashers
High-volume retail financial services with repeat customers, varied instruments, and location-specific risk.
ATM operators
Terminal networks, cash loading partners, and transaction patterns that require focused monitoring design.
Why Peak AML
Technology and judgment, working together
- Configurable compliance workflows — not one-size-fits-all templates forced on every business.
- Centralized documentation so teams can find policies, cases, and decisions in one place.
- Traceable review decisions with audit trails suitable for internal QA and regulatory review.
- Designed for regulated financial operations including MSBs, transmitters, and payment companies.
- Human judgment remains part of the process — technology supports investigation and documentation.
- Technology and advisory support in one offering when customers need implementation help.